Generation Stupid -- Yep, it is as it appears to be...

[Gerald McGrew]

They kinda lost track of me once or twice. Assumptions were made based on other bodies recovered.

I was fucking that gal with the Ouija board, that may have been why she made the prediction.

You must have been awesome!

[Jason]

He was like Willem DaFoe in Platoon (directed by Oliver Stone ).

[Gawdzilla Sama]

They kinda lost track of me once or twice. Assumptions were made based on other bodies recovered.

I was fucking that gal with the Ouija board, that may have been why she made the prediction.

You must have been awesome!

Getting fucked up and lost isn't awesome.

[Gerald McGrew]

No, I meant "you must have been awesome" to that girl with the Ouija board. That's why she wanted you dead by 23.

[Gawdzilla Sama]

No, I meant "you must have been awesome" to that girl with the Ouija board. That's why she wanted you dead by 23.

Sorry. She was not what you'd call "a one man woman", so she was probably just messing with me.

[Audley Strange]

There is a guy I worked with who is the same age as me and blames all his problems on everyone/everything else. Nothing is his fault, and all of his "problems" are because of other people. It's the polices fault he has a suspended licence for drinking and driving, not his, he has a crappy job because no where good is hiring, not because he won't apply himself. He drove me insane.

That's not an age thing, I've worked with people like that in their fifties, just spoiled whiners. I told one woman once that the "shit" in their "shit" life was her attitude. She was not happy and tried to get me fired.

[orpheus]

I can't believe we're four pages into this thread and nobody has posted this:

[laklak]

And it will be fucking delicious to watch.

Oh it is, it truly is. The hardest part about getting older is keeping a straight face when they start complaining about how unfair the world is. Lol. Son, you haven't seen unfair, trust me on this one.

[Coito ergo sum]

And it will be fucking delicious to watch.

Oh it is, it truly is. The hardest part about getting older is keeping a straight face when they start complaining about how unfair the world is. Lol. Son, you haven't seen unfair, trust me on this one.

I forget who it was earlier in the thread that tried to make the case that kids have it harder now than in the days when there was "lifetime job security" and that homes were easy to buy....

[MrJonno]

I forget who it was earlier in the thread that tried to make the case that kids have it harder now than in the days when there was "lifetime job security" and that homes were easy to buy....

Most the people who have kids I know seem to to think this and are concerned about their own. Standard of living in some ways has gone up but as its incredibly difficult to settle down people are staying kids until they are 40 and often not having any of their own.

Average age of first time buyer in 1960's was 24 now its approaching 40 trying to tell me that is healthy

[Coito ergo sum]

I forget who it was earlier in the thread that tried to make the case that kids have it harder now than in the days when there was "lifetime job security" and that homes were easy to buy....

Most the people who have kids I know seem to to think this and are concerned about their own. Standard of living in some ways has gone up but as its incredibly difficult to settle down people are staying kids until they are 40 and often not having any of their own.

Average age of first time buyer in 1960's was 24 now its approaching 40 trying to tell me that is healthy

Well, things must be different here in the US, because homeownership for the younger adults has never been easier. Very little or no money down, low interest rates (like 4.5% and such), and housing prices at historic lows. There has never been a better time in my life to buy a house. In the 1970s and 1980s, interest rates were double and even triple that, and you used to need to put 20%, minimum, down on a house plus closing costs. That changed in the 1990s, and since then it has been easy. By the early 2000s, you could do no-document loans very easily, have low credit scores, and still be financed -- they didn't want money down -- the loans were flying off the shelves. There was a hiccup in 2007 and 2008, when the market crashed, but it is now much easier to buy homes than it was in the late 1990s and early 2000s, because the prices are so low. Some places, homes built 5 years ago are selling for 30% under construction cost, or better even.

People are staying kids until they are 40 because they can. That's a reflection on the ease of life, not its difficulty.

It is definitely not approaching 40 for first time home buyers here. The age of first-time home buyers fluctuates with household affordability. From 2003 to 2006, during the housing boom, younger buyers had a more difficult time entering the market and the typical age rose to 32. In 2007, the typical age of first-time home buyers fell to 31 and from 2008 to 2010 the typical age has remained at 30. http://economistsoutlook.blogs.realtor. ... 2001-2010/

[Twoflower]

I'm 24 and moved back in with my parents after I moved back to the states. I am currently working on finishing my dissertation and will be moving to Boston in a month or so in order to find a couple jobs, hopefully one of them in my field of study. My parents are great for letting me stay here so I can save money and get my things in order, but I am looking forward to moving and being on my own again.

[MrJonno]

25% deposit is typical in the UK now, you can get 5% but interest rates will be doubled and you will need your parents to guarantee the loan. I think Japan is actually worse 100 year mortgages are common there.

Prices really that cheap in the US?, they are down relative to their peak here but costs compared to multiple of average salary are still obscene.

Something to also mention in most cases renting is always always more expensive than buying in the UK, so if you can't buy you either live with your parents or get the state to basicaly subsidise your rent (even if you are working)

[Svartalf]

Yes. The new generation sucks. Do they even have a letter?

No, they have a numeral : 0

[Coito ergo sum]

25% deposit is typical in the UK now, you can get 5% but interest rates will be doubled and you will need your parents to guarantee the loan. I think Japan is actually worse 100 year mortgages are common there.

Prices really that cheap in the US?, they are down relative to their peak here but costs compared to multiple of average salary are still obscene.

Oh, yes. Obviously, regions will differ, but the market across most of the country is severely down. Houses here in my area -- I know of an example of a house that sold new for about $300,000 five years ago, and resold in 2012 for $125,000 -- only needed carpeting and interior paint. That is a common theme.

Something to also mention in most cases renting is always always more expensive than buying in the UK, so if you can't buy you either live with your parents or get the state to basicaly subsidise your rent (even if you are working)

Rental markets fluctuate here in the US and depend on the area. But, in my city, it is pretty cheap. Cheap is a relative term, but if you're hard up for money you can live in a reasonable, but somewhat downscale, place for under $500 per month, or a mid-level place for $700 to $900 per month, etc. I know of 3 bedroom 2 1/2 bathroom townhouses of 1100 square feet (102 sq. meters) for around $1000 per month in good neighborhoods -- I saw last year a 1600 sq ft (148 sq. meter) home for about $1375 per month in a nice area. Renting houses is common too, and they vary, but the same price ranges apply depending on square footage. Now, if one is living in Manhattan or even New Jersey, the figures are going to be much different.