How far is too far when collecting a debt?

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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sat Sep 14, 2019 12:19 pm

Violence is generally considered to be physical. But it's not so much of a stretch to apply it to the psychological I suppose.
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Re: How far is too far when collecting a debt?

Post by Brian Peacock » Sat Sep 14, 2019 1:29 pm

Hmm. How come we're talking about stretching words now? I thought words had meanings and that was the end of the matter. :tea:
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Re: How far is too far when collecting a debt?

Post by Sean Hayden » Sat Sep 14, 2019 2:18 pm

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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 1:42 am

Brian Peacock wrote:Hmm. How come we're talking about stretching words now? I thought words had meanings and that was the end of the matter. :tea:
There's no amount of stretching that makes debt violence.
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Re: How far is too far when collecting a debt?

Post by Brian Peacock » Sun Sep 15, 2019 1:48 am

If I'd said that debt was violence you might have a point there. :tea:
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 1:50 am

I've already quoted you saying it back on page one. :roll:

viewtopic.php?p=1841780#p1841780
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 2:06 am

And to preempt your reply, a point I've already made and which you haven't addressed, usury refers to interest on loans. Not exclusively to excessive levels of interest.

And even if it was solely excessive levels of interest, it still doesn't make loans of that type violence. No stretching of the world violence can make it so.

And even further, you'd have to provide some evidence to suggest that significant portions of medical debt are subject to excessive/illegal levels of interest. Notwithstanding the first two points above.
Last edited by pErvinalia on Sun Sep 15, 2019 2:15 am, edited 1 time in total.
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Re: How far is too far when collecting a debt?

Post by JimC » Sun Sep 15, 2019 2:14 am

It's the fact that people in a civilised country can be forced into debt at all to pay for necessary medical procedures that is the damning indictment...
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 2:18 am

Well 42 used to post stats showing that it was mostly the non-poor who choose not to have insurance and end up having to get a loan to pay for major treatment. Of course it would be better if everyone was covered by UHC, but short of that, if you can afford insurance and don't get it, then you've got to take some responsibility for the position you find yourself in.
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 2:19 am

...
Last edited by pErvinalia on Sun Sep 15, 2019 2:22 am, edited 1 time in total.
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Re: How far is too far when collecting a debt?

Post by JimC » Sun Sep 15, 2019 2:20 am

pErvinalia wrote:
Sun Sep 15, 2019 2:18 am
Well 42 used to post stats showing that it was mostly the non-poor who choose not to have insurance and end up having to get a loan to pay for major treatment. Of course it would be better if everyone was covered by UHC, but short of that, if you can afford insurance and don't get it, then you've got to take some responsibility for the position you find yourself in.
I thought you'd be in favour of free, universal health cover...
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 2:22 am

Of course I am. What makes you think I'm not? :think:
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Re: How far is too far when collecting a debt?

Post by JimC » Sun Sep 15, 2019 2:27 am

Well, it would remove the whole problem of medically driven debt, which you seem to imply people should cop it sweet...
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 2:29 am

I'm referring to the US system where they don't have UHC.
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Re: How far is too far when collecting a debt?

Post by pErvinalia » Sun Sep 15, 2019 2:31 am

Anyway, looking at some stats, it appears that losing your job (or having to take unpaid leave) due to illness plays a big part in medical bankruptcies. So even if you have medical insurance (which itself doesn't cover everything, and has costly deductibles and co-pays), you can still find yourself in trouble. Not to mention that a lot of people have their medical insurance via their employer. So, basically, you are screwed if you get sick in the US. It's like a third world country when it comes to health.
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"Socialized medicine is just exactly as morally defensible as gassing and cooking Jews" - Seth. Yes, he really did say that..
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"My penis is VERY small" - Cunt.

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