The US Healthcare Mass Debate

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laklak
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Re: The US Healthcare Mass Debate

Post by laklak » Thu Dec 20, 2018 9:46 pm

Tero wrote:
Thu Dec 20, 2018 9:18 pm
I need to get that deal. But I thought you were going to Swaziland? Their witch doctors are the best! Better than South Africa.
Can't remember the insurance company, I'll ask my daughter (she's also my insurance agent). It's be best deal I could find.

My plan is half a year in Swaziland and half a year here on the boat, but that's up to the Gods of Finance. This insurance also covers you overseas for emergency care, which a lot of them don't. I'll probably have to buy a major medical policy over there, too, but it's cheap enough I could afford it.
Yeah well that's just, like, your opinion, man.

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Re: The US Healthcare Mass Debate

Post by pErvinalia » Thu Dec 20, 2018 9:47 pm

Why don't you get your Medicare for free? Is your pension amount too high?
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Re: The US Healthcare Mass Debate

Post by laklak » Thu Dec 20, 2018 9:53 pm

Basic coverage is free if you work long enough (10 years), but it only covers 80% and doesn't cover a lot of things like long term nursing care or therapy, or prescription costs. You need a supplemental plan to cover those bits.
Yeah well that's just, like, your opinion, man.

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Re: The US Healthcare Mass Debate

Post by pErvinalia » Thu Dec 20, 2018 9:54 pm

Ah, so when 42 says a heap of people get free healthcare via Medicare, they actually don't.
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Re: The US Healthcare Mass Debate

Post by laklak » Thu Dec 20, 2018 10:12 pm

Here's the link to them Tero, she says they're the cheapest for males and 5 star rating from da gummint.

https://www2.unitedamerican.com
Yeah well that's just, like, your opinion, man.

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Re: The US Healthcare Mass Debate

Post by Tero » Thu Dec 20, 2018 10:14 pm

There are probably people with Medicare and Medicaid. The poor get nursing home via Medicaid.
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Re: The US Healthcare Mass Debate

Post by Tero » Thu Dec 20, 2018 10:14 pm

laklak wrote:
Thu Dec 20, 2018 10:12 pm
Here's the link to them Tero, she says they're the cheapest for males and 5 star rating from da gummint.

https://www2.unitedamerican.com
OK
http://karireport.blogspot.com/ (:_funny_:)
http://esapolitics.blogspot.com/
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Re: The US Healthcare Mass Debate

Post by Forty Two » Thu Dec 20, 2018 10:32 pm

laklak wrote:
Thu Dec 20, 2018 4:02 pm
Depends on your Medicare supplement plan. Yeah, Medicare is "free", if you don't want prescription coverage and can afford the 20% co-pay.
and the "copays" are hilarious. It's amazing they get away with it. You have a 20% copay, but you only find out what the "pay" was AFTER you get the service. It's the only industry I know where you can refuse to tell the customer's the price, promise them 20% off whatever the prices is, and then bill them later. Oh, yeah - it's 20% off! 20% off what? Errr.... depends... how much money ya got?

The fucking doctor doesn't know how much it costs, and they won't tell you. They tell you to call the insurance company. The insurance company says the provider sets the rate, so call the provider. Nobody you talk to on the phone knows how much it costs or will take a chance on telling you (and being wrong). And, they can charge different prices to different people.

laklak wrote:
Thu Dec 20, 2018 4:02 pm

I got a Plan F supplement, that covers pretty much everything at 100%. No deductibles, no co-pays, and no plan limits. But it costs $206 a month. That's a shitload cheaper than I can get coverage anywhere else, but it's STILL more than I paid for really good insurance before Obamacare.
Yep. Obamacare fucked us in the ass, hard, no lube, and no kiss on the cheek. Not even the courtesy of a reach-around.
laklak wrote:
Thu Dec 20, 2018 4:02 pm
The Plan F policies are being phased out in 2020 because they're too good and too expensive for the insurance companies, but if you're enrolled you're grandfathered in and they have to cover you till you croak. The premium is locked in too, so they can't raise it other than by the consumer price index.

So, I'll be screwed. Again. $206 a month?

"If socialists understood economics, they wouldn't be socialists." Friedrich Von Hayek.

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Re: The US Healthcare Mass Debate

Post by laklak » Thu Dec 20, 2018 10:52 pm

Yeah $206 a month. And that's a good deal. The cheapest alternative that offered the same coverage (and covered overseas travel) was over $300.

But it's fair, right? Good of the many and all that. I should be happy to pay more than my fair share so others will benefit, after all. I've had the benefits of White Privilege and The Patriarchy my whole life so I've no reason to bitch, even though I've worked and paid into the System my whole life and they changed the deal on me at the last minute.

I fucking hate this "progressive" bullshit, I truly do. They should be hunted from goddamn horseback.
Last edited by laklak on Thu Dec 20, 2018 10:55 pm, edited 1 time in total.
Yeah well that's just, like, your opinion, man.

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Re: The US Healthcare Mass Debate

Post by pErvinalia » Thu Dec 20, 2018 10:55 pm

Are you one of those 'flat tax' people?
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Re: The US Healthcare Mass Debate

Post by laklak » Thu Dec 20, 2018 10:58 pm

Not at all, I'm all for a a progressive tax rate. But I PAID these motherfuckers 15% of my income for my working life because I was going to get a decent retirement and good healthcare in my declining years, and they've gone and changed the deal because they wasted the goddamn money and now there's not enough left to pay for "the many". Fuck the many, honestly, fuck them in the ass.
Yeah well that's just, like, your opinion, man.

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Re: The US Healthcare Mass Debate

Post by pErvinalia » Thu Dec 20, 2018 10:59 pm


laklak wrote:Not at all, I'm all for a a progressive tax rate.
Socialism!! Lynch him!


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"The Western world is fucking awesome because of mostly white men" - DaveDodo007.
"Socialized medicine is just exactly as morally defensible as gassing and cooking Jews" - Seth. Yes, he really did say that..
"Seth you are a boon to this community" - Cunt.
"You know you blokes didn't criticize Obama. You're lying. - Forty Two. Umm - http://rationalia.com/forum/viewtopic.php?f=22&t=42144

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Re: The US Healthcare Mass Debate

Post by laklak » Thu Dec 20, 2018 11:27 pm

I'm a contradiction wrapped in an enigma, but with a large penis.
Yeah well that's just, like, your opinion, man.

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Re: The US Healthcare Mass Debate

Post by JimC » Thu Dec 20, 2018 11:49 pm

I get the "shit, we're paying too much" bit, and indeed it seems to be an American problem; other places don't seem to have the same financial pain for health cover.

Again, I ask how much of this comes via a rip-off by private health insurers (with the caveat that government incompetence is letting it happen)...
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Re: The US Healthcare Mass Debate

Post by Joe » Fri Dec 21, 2018 12:11 am

That's one of the big problems, the other being we don't insure everybody. Obamacare was primarily meant to address the latter by subsidizing insurance premiums and expanding Medicaid coverage. There were measures to cut costs too, but the big moves were to cover the uninsured from what I remember.

We've left a lot of the drivers of cost in place while we've fought about the ACA, and that's a big mistake IMO. It doesn't matter how perfect our insurance is, if prices keep pushing up premiums.
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